Contact Me!

Theresa Cangemi, CSA, CLTC

Medicare Specialist and
Independent Agent
Owner of  
"Medicare Made Simple, LLC™"

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Enrollment Options

Medicare Advantage
Medicare Supplements
Prescription Drug plans

Scope of Appointment Form
Medication Form
List of Doctors

Other offerings

Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expense (Burial) Insurance
Dental insurance
Travel Insurance Coverage

Learn more!

extra help

Medicare Coverage For Travel Outside the United States

Did you know that traveling outside of the United States will cause for limited Medicare Coverage?

Click here to see a helpful fact sheet from Centers for Medicare & Medicaid Services that breaks down the intricacies of Medicare’s limitations overseas!

Don’t hesitate to reach out to me if you have questions, you can email me by clicking here!

Help with Medical and Drug Costs – Programs for Low Income

You may be eligible to save money on medical and drug costs!  You may qualify for any of the following programs:

  • Medicaid
  • Medicare Savings Programs
  • Extra Help/Low-Income Subsidy
  • State Pharmaceutical Assistance Program
  • Pharmaceutical Assistance Program

Call me to find out what these programs are and how you would qualify.  All are income based, meaning that your income has to be under a certain amount to qualify for a program(s).  When I work with my clients, I automatically review each of these programs and educate what they are and how a person may qualify for eligibility.  These program(s) can help pay for your Part B premium or help pay for your prescription drug costs.